Applying For Personal Loan In Bhubaneswar? Here’s What You Need To Know

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23 May Applying For Personal Loan In Bhubaneswar? Here’s What You Need To Know

Bhubaneswar has been ranked 3rd amongst the best places to do business in India. It is the only tier-2 city to house all the 5 major Indian companies, and is one of the planned IT regions in India.

Why should you apply for a Personal Loan in Bhubaneswar? There are several reasons you can think of. You may have to finance your child’s higher studies, clear your outstanding debts or even take a family vacation. These situations call for financing options, and you have to borrow money to put your plans into action.

4 Easy Steps for Loan Application

Ramesh(36), was keen on getting his home redesigned. He had heard of Personal Loan from Bajaj Finserv, and the ease with which loans were processed. In the middle of his hectic schedule, all he needed was 90 seconds to fill up the form. On further prompting, here’s what he told his colleagues.

Step 1: Fill an Online Personal Loan Application Form

Login with your social media account or visit the Bajaj Finserv website to fill your personal details automatically. You can also enter your name, date of birth and mobile number manually. Once you apply online for Personal Loan in Bhubaneswar, submit the filled form for further formalities.

Step 2: Specify Your Loan Details

You are required to mention the loan amount and repayment period. A maximum of Rs. 25 lakh is available.

Step 3: Keep the Documents Ready

A representative from the lending bank will collect your salary slips of the last 2 months and your bank statement for 3 months. This is used to determine your financial history and reliability. For proof of residence, you can submit your Passport, Driving License, Ration Card, latest mobile bill or employment letter from your company.

Other documents required for Personal Loan in Bhubaneswar include PAN Card, Passport or your Aadhar card for proof of identity.

Step 4: Quick Disbursement of Cash

Within 72 hours-your money will be credited to your bank account.

Personal Loan eligibility

You must be a salaried professional aged between 25 and 53 years of age. The minimum salary required for Personal Loan in Bhubaneswar is Rs.25,000. Check your Personal Loan eligibility in Bhubaneswar by clicking on the online calculator.

Features of a Personal Loan in Bhubaneshwar

There are several benefits that you enjoy when you apply for a Personal Loan from Bajaj Finserv. They include:

Fast Disbursement

Once your loan is approved, cash is credited to your bank account within 72 hours.

Go Online

With advances in technology, you can complete benefit of online access of your loan account. View information related to loan balance, Personal loan interest rate and charges.

Flexi Loans

With an option of Flexi Loan, you can repay a part or the entire loan amount with the funds in hand. Interest is charged only on the used loan amount, and you are exempted from interest charges on the prepaid amount.

As is evident, Bhubaneswar is one of the fastest growing cities. In case of financial needs, you can always choose Bajaj Finserv and apply for Personal Loan in Bhubaneswar. Your funds will be transferred within a short span of time. Join the large network of happy customers at Bajaj Finserv.

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