Learn About Car Accident Insurance Claims & Adjusters

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22 Mar Learn About Car Accident Insurance Claims & Adjusters

Following a car accident, you will have informed your insurer about it, and if you had a valid insurance policy in place, then they will have repaired or replaced your car. So, what about personal injuries? Well, your motor insurer will probably contact you 2-3 weeks after the accident, to ask about any personal injuries you might have sustained. It is important to remember though that the reason for this, is so that your insurer can pass your details onto a law firm that they have a partnership with. By keeping your personal injury claim in-house, they can recoup some of the money they lost when they settled your claim.

Freedom of Choice

In the United Kingdom, you have the right to choose your own solicitor, when it comes to making car crash claims. You can appoint anybody you like to represent you in your personal injury claim, and there is nothing your insurer can do about that. It is also worth remembering that you could be paid a lot more compensation should you appoint somebody outside of your insurer, since some of your compensation will go to the law firm they recommend, and in turn, them.

The Car Crash Claims Process

Making a claim for a personal injury sustained in a car crash is a relatively simple process; most claims can be processed online or on the telephone, without any need to meet your solicitor in person. This is useful, if you have been left immobile due to the injuries, or if you have a disability that prevents you from leaving your home. And best of all, claims can be processed online or over the phone with no loss in the quality of the legal representation that you receive. Quite simply, any reputable law firm will always appoint the best solicitor for the job to the case, to maximise the chances of claim success.

Am I eligible for financial compensation?

That is the golden question, isn’t it? The answer though is simple: You are eligible for compensation, if the accident in which you sustained your injuries was not completely your fault, and so long as the date of the accident or the date your injuries were first diagnosed is no longer than three years’ ago, to comply with the Limitation Act 1980.

The strength of your claim depends on the evidence to hand. Often, the other side will admit responsibility, but where this is not the case, your solicitor will investigate your claim and build you the strongest possible case for financial compensation. Your solicitor will collect evidence on your behalf and manage the claims process for you from start to finish.

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